Business - Granite State Credit Union

Grow your business with GSCU!

We offer the following services:

Commercial Real Estate - for purchasing investment properties
Business Occupied Real Estate - for financing an office building, retail property, or a condominium
Business Line-of-Credit - to assist with fluctuations in cash flow
Business Term Loan - fixed-asset purchases, financing working capital, or consolidating debt
Business Vehicle Loan - we can help get you the vehicle you need to operate your business
Multi-Family Buildings - finance your rental property with us

Required Business Information Business Fee Schedule Contact Us Apply for Multi-Family Building Loan

Granite State Credit Union focuses on supporting community residents and businesses. We are here to help local businesses get started, or expand.

Pay Your Taxes with EFTPS

Take the labor out of filing federal taxes and replace your paper-based system with one that’s streamlined and simplified. The Electronic Federal Tax Payment System (EFTPS) is the easiest way to pay all your Federal taxes. EFTPS is offered free from the U.S. Department of the Treasury to help business owners conveniently pay all their federal taxes electronically.

Learn More

Merchant Services

As a partner with Heartland Payment Systems, our business members have access to card processing of all major card brands, check management system, payroll services and gift card marketing programs.

Visit Heartland Payment Services

The following information list what documents are required to open a business account at GSCU. GSCU reserves the right to request additional documents if needed including but not limited to Operating Agreement, Partnership Agreement, and corporation by laws.

Account name must match exactly to which the EIN has been assigned
GSCU requires all business owners to be listed on all business accounts

Sole Proprietorship

Certificate of Registered Trade Name
Must be registered with the State of New Hampshire
IRS Letter of EIN (if applicable)

Limited Liability Company (LLC)

Certificate of Formation
Must be registered with the State of New Hampshire
IRS Letter of EIN (if applicable)

Limited Liability Partnership (LLP)

Certificate of Formation
Must be registered with the State of New Hampshire
IRS Letter of EIN

Corporation and/or Non-Profit Corporation

Articles of Incorporation
Must be registered with the State of New Hampshire
By-laws – outlining the internal operations and authority of the company
IRS Letter of EIN

GSCU does not open the following business account:

Money Servicing Business (MSB)
Marijuana Related Business (MRB)
Political Action Committees (PAC’s)
Internet Gambling Business
Business Trusts
Realty Trusts
IOLTA’s
Unincorporated Entities
o Booster Clubs
o Boy/Girl Scouts
o Fundraisers

Table data for Business Accounts Fee Schedule
Service	Fee	Alert Me
Below Minimum Balance - Business Checking (avg. daily balance below $10,000)	$5 per month

Below Minimum Balance - Business Money Market (avg. daily balance below $2,500)	$5 per month

Below Minimum Balance - Business Easy Money Market (avg. daily balance below $10,000)	$5 per month

Account Research/Reconciliation	$25 per hour

Bad Address	$5 per month

Copies - per item	$5

Deposited Items Returned - per item	$10

Domestic Wire Transfer (Outgoing) - per item	$20

Premium Overdraft Usage Fee* - per item	$30

Insufficient Funds Fee* - per item	$30

Equity and Mortgage Payoff Processing	$25

Escheatment	$50

Liens/Levies	$50

Manual Property Tax Billing	$3

Overdraft Transfer from Share Account - per item	$5

Stop Payment - per item	$25

Teller Checks (after one free per day) - per item	$3

Service fees summarized above are subject to change. Please review this Fee Schedule in conjunction with our Terms and Conditions/Truth in Savings Disclosures. *The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, in-person withdrawal, point of sale transactions, ATM withdrawal, ACH or other electronic means. No surcharge at participating CO-OP ® Network ATMs for GSCU cardholders.

Business Loans

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