Personal

A GSCU personal loan works for your unique needs!

Seize the moment
Act on opportunity
Cover expenses
Prep for the future

Banking with GSCU has taken a huge load off of our plate. We did a Debt Consolidation Loan with them bringing 7 payments down to 1. We have loved banking with them, making online payments is a breeze, and we definitely will be using them again if we ever need another loan!

- Steve H.

How much debt are you looking to consolidate?

Consolidate this much debt:

minus plus

for 36 months

and your monthly payment will be as low as:

Payment Amount

for 60 months

and your monthly payment will be as low as:

Loan Amount

for 84 months

and your monthly payment will be as low as:

Loan Amount

Apply Today

Calculations use lowest possible rate, and your rate and/or payment may differ.

Personal or "Lifestyle" Loans

You are unique. An individual. We're here for you for each stage of life, and during ever changing times. A personal loan is an unsecured loan that provides the flexiblity to help you with your specific goals or needs.

Manage household expenses
Consolidate debt
Cover medical expenses
Assist with moving costs
And more!

Apply Online

Hassle-Free Home Improvement Loan

Fast cash to fund your home reno:

No Equity in the Home is Necessary
No Appraisal Requirement
No Closing Costs
No Lien Placed on the Property
For Loan Amounts Greater than $20,000

Apply Online

Terms and conditions apply. Subject to credit approval. Rate qualification based on credit history.

Table data for Personal Loans (Including Lifestyle Loans, Holiday Wish Loan and Debt Consolidation Loans)
Rates effective 04-29-2025
Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
8.25%	9.55%	Up to 36 months	$31.46

8.74%	9.73%	Up to 48 months	$24.76

9.74%	10.56%	Up to 60 months	$21.12

10.74%	11.46%	Up to 72 months	$18.91

11.74%	12.37%	Up to 84 months	$17.53

Rates and amount financed are determined by your credit history. Rates are subject to change at any time however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $5,000 plus a $95 origination fee.

Table data for Home Improvement Loan
Rates effective 04-29-2025
Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
8.74%	8.95%	Up to 60 months	$20.64

9.74%	9.92%	Up to 72 months	$18.40

10.74%	10.90%	Up to 84 months	$16.99

Rates and amount financed are determined by your credit history. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. Must be used for home improvements. Minimum term 60 mos. Maximum term 90 mos. Minimum loan amount $20,000. *Annual Percentage Rate (APR) is based on a loan amount of $20,000 including a $95 origination fee.

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Personal or "Lifestyle" Loans

Hassle-Free Home Improvement Loan

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